close
close

Ourladyoftheassumptionparish

Part – Newstatenabenn

Learn to Spot the Warning Signs of Illegitimate Home Guarantee Letters
patheur

Learn to Spot the Warning Signs of Illegitimate Home Guarantee Letters

A letter in the mail indicates that this is a final notice, stating that the letter is to inform you that coverage for the property at the listed residential address may be expiring or has already expired.

Have you seen a letter like this? You are not alone if so.

Please let ABC15 viewer Barbara know that she sent us a letter she received asking us to verify if it is legitimate.

There is confusion about who the letter comes from. There is no clear and visible name of the company in the letter.

The homeowner’s mortgage company is listed, but if a letter claims to be from or on behalf of your mortgage company and attempts to pressure you into purchasing a home warranty, it is likely a scam.

The company’s name was listed at the bottom of the letter in small print, also indicating that the company is not affiliated with the recipient’s current mortgage holder.

Your mortgage company will not send you mail to inform you about the home warranty, since homeowners are not required to have a warranty.

The letter may also contain threatening language and unnecessary urgency, asking you to act immediately or indicating that this is your final notice or that you are at risk.

Credible companies don’t use scare tactics to get people to buy quickly.

Take a moment to review the information before acting. Verify the company by searching and calling. If you are looking for a reputable business, ask for referrals from family and friends.

The letter also has what appears to be a check for $199. The letter says it is a bonus without registration. But there are several things about this “voucher” that are questionable. It looks like a check, but it is a registration payment voucher; however, it is unclear what the voucher can be used for.

The Let ABC15 Know team told Barbara not to respond to the letter because it was likely a scam.

If you are a victim of a home warranty scam or are simply a target, report it to the Federal Trade Commission and the Arizona Attorney General’s Office.

If you think you have been a victim of a scam, you can try contacting your bank as they may be able to help you come up with a plan to prevent scammers from taking your money, especially if the scammer won’t let you. cancel the plan.

After further investigation, the Let ABC15 Know team found the company’s website and found typos on the website along with AI-generated photos on its social media accounts. These are all red flags: this may be a company you want to avoid.

The latest from Let ABC15 Know: